Business Line of Credit for Flexible Working Capital
A business line of credit can offer flexible access to capital — draw when you need it and manage cash flow with more control.
What this can help with
- Flexible access to working capital when needed
- Cover short-term cash flow gaps
- Manage inventory and marketing spend
- Support growth without a fixed lump-sum loan
Business purpose only. We are not a lender. Offers, rates, and approval depend on third‑party providers.
Typical eligibility (guidelines)
- 6+ months in business (some providers may require more)
- $10k+ monthly revenue (higher revenue unlocks better options)
- US-based business with a valid bank account
FAQ
How is a line of credit different from a term loan?
A line of credit is typically flexible/revolving, while a term loan is a fixed amount repaid on a schedule.
Do I need perfect credit?
Options vary by provider. Eligibility is based on multiple factors including revenue and time in business.
Is this for business purposes only?
Yes — we focus on business-purpose financing options.
Are you a lender?
No. We connect eligible businesses with third‑party providers; terms vary by provider.