Growth Capital for Your Business

Fast, flexible funding from $5k to $1m. No collateral, no fixed payments, and zero impact on your credit score to apply.

Applying does not affect your FICO score

Security and Privacy Guaranteed

Plaid

Norton Secured

BBB

What You Need to Qualify

Clear requirements to help you understand if you're eligible

Time in Business

6+ Months

Your business should be operational for at least 6 months to qualify.

Monthly Revenue

$8,000+

Minimum monthly revenue of $8,000 is required for funding consideration.

Bank History

Active Business Checking Account

You need an active business checking account with transaction history.

How It Works

A simple, transparent process designed for speed and efficiency

1

Apply Online

Securely connect your bank data via Plaid in seconds.

2

Get Offer

Receive a customized funding proposal within hours.

3

Access Funds

Cash hits your account as soon as the same business day.

Get Started

Complete the form below to check your eligibility

Step 1 of 4

25% Complete

Desired Funding Amount

Select the amount you're looking to fund (from $5k to $1m+)

$50,000
$5,000$1,000,000+

Peak Financial vs Traditional Banks

See how we compare to traditional banking options

Feature

Banks

Peak Financial

Time to Funding

30-90 days

24 Hours

Credit Check

Hard Credit Pull

Soft Credit Pull

Collateral Required

Personal Assets as Collateral

No Collateral

Application Process

Extensive paperwork and documentation

Simple online application

Revenue-Based

Fixed payment schedule

Flexible payments based on revenue

Frequently Asked Questions

Common questions about revenue-based funding

Is revenue-based financing the same as an MCA?▼

They're related concepts, but programs differ by provider. Terms and structures vary.

Will payments change with sales?▼

Some programs may adjust with revenue; it depends on the provider and product.

What documents are typically required?▼

Commonly bank statements and basic business details; exact requirements vary. We use Plaid for secure bank verification.

Are offers guaranteed?▼

No. Approval and terms vary by provider and business profile. We connect you with third-party funding providers.

How quickly can I get funded?▼

If approved, you can receive funds as soon as the same business day. Most applications receive a decision within 24 hours.

Does applying affect my credit score?▼

No. We use a soft credit pull that does not impact your FICO score. You can check your eligibility without any credit impact.